Payment Providers
Provider | Customer presented token | Merchant Presented Token | Website (e-comerce) |
---|---|---|---|
Afterpay | ✓ | ||
Alipay | ✓ | ✓ | ✓ |
Financialcard | ✓ | ||
Genoapay | ✓ | ✓ | |
Humm | ✓ | ✓ | |
LatitudePay | ✓ | ✓ | |
UnionPay | ✓ | ✓ | |
✓ | ✓ | ✓ | |
ZipPay | ✓ | ✓ |
Customer presented barcode
In the customer presented barcode workflow, the customer uses their phone to generate a barcode. The cashier scans the barcode from the customer, and the POS then creates a transaction on the UPP system. Customer presented barcodes are the recommended payment method as it is the fastest method of performing payments.

Merchant presented barcode
In the merchant presented barcode, the merchant initiates the payment by sending a transaction request to UPP. The response of the payment request contains a barcode. The customer scans the barcode and enters their password on their mobile phone before the transaction is complete.
